What is the structure of your fund?
Bay Mountain Fund I is an open-ended, evergreen fund.
Diversify Your Investment Portfolio With BMC
The right alternative
Pooled Mortgage Investment Fund with Bay Mountain Fund I
Through Bay Mountain Fund I LLC, we offer an opportunity for accredited investors to diversify their portfolios and earn consistent financial returns.
We specialize in originating small-balance real estate loans across the sunbelt states. Since 2005, Bay Mountain Capital has successfully originated over 2,500 loans, totaling more than $600 million in funding.
With our expertise in the industry and a strong focus on delivering reliable results, Bay Mountain Fund I provides a secure investment platform for accredited investors seeking to expand their investment portfolios while earning consistent returns.
Invest confidently in our pooled mortgage investment fund and join our community of investors who have benefited from our robust track record in the real estate lending industry.
Hear from our team
Bay Mountain Fund I LLC is for real estate investors seeking competitive, risk-adjusted returns operated under the guidance of a trusted investment team.
Watch The VideoInvest In Bay Mountain Fund I With Confidence
The fund is the right place to invest your money if you are an accredited real estate investor seeking consistent high-level returns and looking to diversify your investment portfolio. We would love to talk with you.
Investor Success With BMC
Investor Success with BMC
Bay Mountain Capital (BMC) is committed to delivering investor success through intentional accountability, a trusted capital investment management team with extensive experience, and a proven underwriting process. Since its launch in April 2014, our fund has consistently achieved impressive results:
- Target annualized returns ranging from 10-13%
- Inception-to-date annualized return of 11%+
- Historical loan-to-value (LTV) ratio of 65-75% for added security
- Exclusive to “Accredited Investors” with a minimum investment size of $100,000
- Diversified loan portfolio across robust real estate markets in the Southwest and Southeast regions
- Utilization of a third-party administrator and an annual CPA audit for transparency and compliance
Frequently Asked Questions
What year was the fund formed?
The fund was launched in April 2014 and remains the primary funding source for all Bay Mountain Capital loans today.
Do you use any third-party services to monitor the fund’s financials?
A third-party fund administrator provides financial tracking and reporting of the fund’s activity. Additionally, another third-party firm completes an annual audit of the fund’s financials. The fund’s financials are shared with investors quarterly and available through the confidential investor portal.
What kind of returns should investors expect?
The fund’s target return to investors is ten to thirteen percent annually.
How often are distributions sent to investors?
The fund distributes the one hundred percent of the fund’s net income at the end of each quarter. Investors have the option to re-invest their distributions into the fund or receive them in cash by check or ACH transfer.
Does the investor need to be an Accredited Investor as defined by the SEC?
Yes.
Is there a minimum investment amount?
Yes, the minimum investment is $100,000 per unique investor.
What is the process for investing in the fund?
Investors complete the required subscription documentation through the investor portal that is maintained by our third-party fund administrator. Once the documentation and Accredited Investor verification is approved, the investor makes a deposit to reserve their place in a subscription queue. The fund will call the remaining equity investment when the funds are needed.
Who services your loans?
An affiliate of Bay Mountain Capital services the loans. This allows the Manager to closely monitor all loans and quickly address any issues that may arise.
What is the redemption policy?
Redemptions are honored quarterly upon completion of financial statements on a first-come, first-served, and best-efforts basis.
Investors Are Talking About BMC
There are many opportunities to invest in real estate, but few that offer a clear and consistent investment strategy with proven results. Bay Mountain Capital not only offers this, they are a team of highly talented individuals who love what they do and care about the people who entrust them with their money. For me, Bay Mountain Capital offers a risk/reward that is second to none.
Clint N.
I have invested with Bay Mountain Capital since 2013, first through individual loan participations, and later in their fund, and have been impressed with the professionalism of all involved, the personalized reporting, and most importantly, the consistency and rate of my return on investment.
Rod D.
Before one can truly take a measure of someone that you trust with your investment dollars, it takes time, multiple deals, and seeing how the team handles the inevitable challenges. I have now had the luxury of all those elements in my investments with Bay Mountain Capital, and I can say without hesitation that these folks put their investors first, have the utmost integrity and deliver solid performance.
Mark B.
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