About Bay Mountain Capital

Bay Mountain Capital has been in business for more than a decade, closing over 2,250 loans. We specialize in financing all types of residential and commercial property investments throughout Texas, Tennessee, Oklahoma, and Georgia. Because we use a common sense and value-added approach, we are able to incorporate these principles into our underwriting and closing processes.

As a direct lender, Bay Mountain Capital can close a loan within one day after receiving a complete file and clear title. The process generally takes two weeks for a residential loan. However, we can accelerate this where circumstances require it.

We are primarily an asset-based lender, which means that qualification requirements are limited. Additionally, our rates, fees, and terms are among the most competitive in the industry.

If you’ve already closed a loan with Bay Mountain Capital, Drop us a review and tell us about your experience.