What type of investment is available?
Bay Mountain Capital offers a pooled mortgage income fund called Bay Mountain Fund I LLC (“BMFI”). Investors can purchase Membership Units and become equity Members of the Fund.
Diversify your investment portfolio with BMC
The right place to invest your money.
Pooled mortgage investment fund with a strong track record
Bay Mountain Capital puts investors first. BMC manages Bay Mountain Fund I LLC as an opportunity for accredited investors to diversify their portfolios and earn consistent financial returns. The fund originates small balance real estate loans throughout the Southwest and Southeast, and BMC has originated over 2,000 loans totaling more than $300 million since 2008.
Your resource for mortgage investments
Bay Mountain Fund I is for investors seeking competitive, risk-adjusted returns operated under the guidance of a trusted investment team. BMC lends on many types of properties including, but not limited to, single-family homes, multi-family and commercial properties.
Watch The VideoInvest in the Bay Mountain Fund with confidence
The fund is the right place to invest your money if you are an accredited investor seeking consistent high-level returns and looking to diversify your investment portfolio.
Why Bay Mountain Fund I LLC is successful
Through intentional accountability, a trusted management team with extensive experience and a proven underwriting process, the fund has enjoyed consistent success since its launch in April 2014:
- Annualized returns ranging from 11-14%
- BMFI has historical loan-to-value of 65-70%
- Open only to “Accredited Investors” with a minimum investment size of $100,000
- Diversified loan portfolio in strong Southwest and and Southeast real estate markets
- Advisory board consisting of prominent Dallas businessmen
- BMFI uses a third-party administrator and an annual CPA audit
Frequently Asked Questions
Who is the fund manager?
Bay Mountain Fund I LLC is managed by Bay Mountain Fund Management LLC, which is a wholly-owned subsidiary of Bay Mountain Capital. The principals of Bay Mountain Capital manage the day-to-day activities of the Fund.
When was the fund launched?
BMFI commenced operations on April 1, 2014. However, Bay Mountain Capital has been making loans since 2008 with over 2,000 loans and more than $318,000,000 funded through December of 2018.
Can anyone invest in the fund?
Investment in the Fund is limited to “Accredited Investors” as defined by the Securities and Exchange Commission. Generally, individual investors can qualify by having either a net worth over $1 million (excluding primary residence) or annual income over $200,000 for the previous two years ($300,000 for married couples).
What is the minimum investment?
The minimum investment for each unique investor is $100,000, which amount may be adjusted in the sole discretion of the Fund Manager.
What is the target return of the fund?
The annualized return to investors is projected to be between 10% and 13% annualized, however, these returns are not guaranteed. Through the period ended December 31, 2018, the inception-to-date annualized return to Fund Members has been 11.1%.
How does the fund earn income?
The Fund receives 100% of the interest on all loans or rent on any owned real estate. BMFI also earns a portion of all origination, extension and exit fees charged on loans.
Is there a minimum holding or “lock-up” period?
Investors are required to hold their Member units for a period of 12 months, after which redemption requests are met by the Fund Manager on a first-come, first-served and best efforts basis.
What is the process for purchasing member units?
Investors may request a Private Placement Memorandum using the link here. After providing verification of accredited investor status, the investor will be required to sign the subscription agreement and deposit 10% of the total investment amount. The Fund Manager has 180 days to request the balance of the committed amount to complete the purchase of Member Units.
Can I talk to someone if I still have questions?
Yes. Please contact Phil Sanchez at phil@baymountaincapital.com to arrange a convenient time for an introductory phone call.
Investors are talking about BMC
Before one can truly take a measure of someone that you trust with your investment dollars, it takes time, multiple deals, and seeing how the team handles the inevitable challenges. I have now had the luxury of all those elements in my investments with Bay Mountain Capital, and I can say without hesitation that these folks put their investors first, have the utmost integrity and deliver solid performance.
Mark B.
There are many opportunities to invest in real estate, but few that offer a clear and consistent investment strategy with proven results. Bay Mountain Capital not only offers this, they are a team of highly talented individuals who love what they do and care about the people who entrust them with their money. For me, Bay Mountain Capital offers a risk/reward that is second to none.
Clint N.
I have invested with Bay Mountain Capital since 2013, first through individual loan participations, and later in their fund, and have been impressed with the professionalism of all involved, the personalized reporting, and most importantly, the consistency and rate of my return on investment.
Rod D.
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