Commercial Real Estate Investing Made Easy
Streamlined commercial, multifamily, and land transactions with our BMC experts.
Confidently and quickly secure commercial, multifamily, and land hard money loans with Bay Mountain Capital
Get the intelligent, responsible, and reliable financing you need through a Bay Mountain Capital relationship. Our commercial real estate experts use a simple, common-sense approach to close your deal as efficiently and effectively as possible. Let us add value to your investment decision-making process.
Bay Mountain Capital Is Your Commercial Private Money Lender
As a CRE private money lender, we provide an unparalleled value in your commercial investment decision-making process compared to traditional financing. Let Bay Mountain Capital partner with you in your next commercial investment.
Watch VideoDefined By Our Experience
Partnering with Bay Mountain Capital for your CRE financing means leveraging our industry expertise and streamlined processes to close quickly and capitalize on opportunities. Meet our Commercial Investments Manager to learn more about us and how we are the perfect partner for your investments.
Meet the TeamCommercial Private Money Lending Terms
Bay Mountain Capital prides itself on providing our borrowers with industry competitive rates and complete transparency and no broker fees. There’s no bait and switch.
Lien Position:
1st Lien (subordinate liens can be considered on a case by case basis)
Property Type:
Office, Industrial, Retail, Mixed-Use, Flex, Hospitality, Multifamily, and Land
Lending Area:
Southwest and Southeast
Interest Rates:
Starting at 10% interest only
Lender Fees:
2-3 points (assuming 1 year term) plus a processing fee of $1,295
Lending Term:
6-12 months (extension options available at lenders discretion)
Yield Maintenance:
Based on loan terms
Recourse:
Full recourse (limited and non-recourse available on a case by case basis)
Loan-To-Cost Ratio:
Up to 90% of cost
Loan-To-Value Ratio:
Up to 70% of stabilized value
Commercial Lending Process & Requirements
Step 1: Request a Quote
- Complete our online hard money loan request for a free quote
- Provide supporting documents
Step 2: Underwriting
- Approve preliminary loan terms
- Finalize itemized rehab or construction budget (where applicable)
- Submit payment for third party reports, title work & other underwriting expenses
- Approve final terms sheet
Step 3: Closing
- Prepare loan documents
- Place property insurance
- Clear title issues
- Sign, close and fund
Recent Commercial Property Transactions
Multi-Family / Oklahoma City, OK
$1,115,000
Strategy: Investor Sale
Term: 6 Months
Child Day Care Services / Plano, TX
$4,875,000
Strategy: Investor Sale
Term: 18 Months
Condo/Townhome / Westminster, SC
$4,400,000
Strategy: Investor Sale
Term: 12 Months
Land, Office / Grand Prairie, TX
$5,415,000
Strategy: Refinance
Term: 12 Months
Entertainment / Fort Worth, TX
$5,380,000
Strategy: Refinance
Term: 12 Months
Multi-Family / Prairie View, TX
$12,000,000
Strategy: Refinance
Term: 12 Months
Office / Atlanta, GA
$5,000,000
Strategy: Refinance
Term: 18 Months
Land / Cedar Park, TX
$2,400,000
Strategy: Refinance
Term: 12 Months
Bay Mountain Capital Blog
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February 13, 2023
What is the difference between flipping and wholesaling real estate?
What does wholesaling real estate mean? If you’ve been interested in real estate investing, chances are that you’ve heard the term “wholesaling” before. But what does it mean? Simply put,...
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January 16, 2023
Bay Mountain Capital Welcomes New Florida Investments Associate, Josh Pomerantz
Josh Pomerantz joins Bay Mountain Capital as our new Florida Investments Associate. As we expand into Florida, he will be a vital part of our operations within the state and help foster relationships...
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December 30, 2022
Bay Mountain Capital Welcomes New Administrative Assistant Tiniqua Smith
Bay Mountain Capital Welcomes Tiniqua Smith Tiniqua is an alumnus of Strayer University and graduated in September of 2020 with a Bachelor’s Degree in Business Administration with a...
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